Kris' Bookmarks
News and info on business travel products & services worldwide including airlines, hotels and car rental companies.
Global corporate travel Web site.

Conference Presentation


Annual Conference Info Bookmarks





Favorites On the Strip:











An alternative to casino stay:
Another option to casinos in Las Vegas offering suites and still near the strip. The link above takes you to their Hotel Directory in the United States.

Pet Friendly accomodations when you prefer to take your furry or featherd friend along.

Resort, Spa and Casino

An all-suite residential type hotels .


Grants:



































Progressive Pubs (registration required)







Niele picks of interest to me:

Baird Investment Solutions Investment Strategy
Dr. Ed Yardenti's Economic Network
Raymond James Financial News & Research

I.D. intended to support financial planners and associates
Give -but give wisely...investigate before you donate
2225 Hoonee Place
808.841.7200    808.841.7222
Wholesale air conditioning, ventilation, insulation, appliances, sheet metal products & accessories ---they also sell to the public.  We purchased a Pinguino portable AC through them...the compressor went awol.  Their service is top notch & Charlie kept us updated.  Tell Charlie "hello" for us.      FYI:  If you own a Delonghi product, Admor is listed as one of two service centers in Hawaii. 
Don't go to the other one in Kalihi on Mokauea Rd...that company provides exceptionally poor service...the female sitting behind the receptionist is especially rotting in inadequate customer relations.  Admor came through with prompt reliable service where the other company in Kalihi on Mokauea Rd. sank badly.
TAX FILING HELP:
The following links you to the Federal and State sites so you can get the forms you need at the click of the mouse!

Download Forms and Publications.

Download Tax Forms.

For State Tax Forms

The IRS Site Map is a good start for individuals or business.

Just got married?  Had a baby?  Opened your own business?  Calculate your Paycheck Withholding, how much Self Employment Tax to pay and other tax saving situations.  Go on... save a bundle!
Commercial Aire, Inc
Lic # CT-13806
808.848.2638
Knowledgeable and will give pointers on preventive maintenance.
Real Estate Mortgage Rates Hawaii Rates On-Line

The following are a partial list of companies with a brick-n-mortar loan office (physical presence)  in Hawaii.  Compare mortgage rates or other programs / services that may be available!   Note:  Mortgage rates posted in your daily paper may be as much as 2 to 3 weeks old.  Most of the companies below post daily rates on-line or will give you a quote if your fingers will do the walking on the telephone.

Financial Institutions:          
American Savings Bank          Bank of Hawaii          Central Pacific Bank (merger with CityBank in the works 4/04)

CityBank          First Hawaiian Bank          Hawaii Home Loans (bought by Central Pacific Bank 08/05)

Credit Unions:
If you belong to one, it's another alternative:          
HawaiiUSA Federal CU          Hawaii State Federal CU          Hawaiian Tel Employees CU          
                                        

Mortgage Companies:          
A+ Mortgage          Full Spectrum Lending          Hawaii Morgage Company, Inc                              

More ....          
Charter Funding          Countrywide Financial          Irwin Mortgage          TransPacific          Value Mortgage, Inc.
                              

Wouldn't it be great if the downpayment was there when you need it?   AmeriDream           HAND Providers          
ROOM SERVICE IN PARADISE          808.941.3463
Just as it sounds.  This company has convenience and your hungery tummy in mind.  The selection of restaurant menus to choose from is superb.  If you live in the Honolulu area, browse through the menu from their list of participating restaurants, have your order delivered and enjoy your meal in the privacy of your abode.
Commercial Plumbing
Lic # CT-13503
808.841.4112
Pleasant and professional.  Good workmanship, great attitude!
TNH Plumbing
Lic # C-5738
808.622.1695
These people are quick and responsive and very service oriented... and the receptionist sounds like someone who enjoys her job!
MIKE TAKAHARA
Liberty Mutual Group
Homeowners-Life-Auto Insurance
808.487.0628
Mike knows his stuff.  He's quick, friendly and professional...and he returns his calls.
UPDATED INFO:  Mike now has bigger responsibilities:   He's in management.  But call the same number and ask for John Koito (town office).
Search Tools :
Ask Jeeves            
Ask Jeeves by simply typing  in your question.   
Go ahead--- Google for awhile!

Facts and references- it's practically all here.

Looking for legal information?  Try here!

A source to public databases on-line.

Current events search engine



and...by request, we add for online shopping or just comparison shopping:
Amazon          Froogle.Google
1031hawaii                    Bob Bruss                    INFO.GOV                    






Want a CLUE?  Check here.  Clue reports are now available on line.  The CLUE report (Comprehensinve Loss Underwriting Exchange) details every claim filed on a property for the preceding 5 years.  You can also check Nannies,  Contractors...check the qualification of your physician, dentist... and other matters that may be of interest to you.
Building Industry of Hawaii (BIA)  This link takes you to their member directory.  It's a good way to check out different companies and services... before heading out the door to browse brick-n-mortar stores.
This list is updated as time permits.
Any comments?  Send and E-mail !
INTERESTING READS:

by LearningNetwork's Infoplease...comes in handy if you're giving a speech.

The Wall Street Journal guide to property and real estate.


The following sites are
USEFUL BUT ANNOYING POP-UP ADS can run amok on the following links.  Click and deploy at your own risk.

Comparison-shop quickly for insurance. 

This publicly traded mortgage broker lets you comparison-shop for loans online.
Or...check below, Hawaii!

An encyclopedia of information that may be useful for real estate pros.

Real Estate
RESOURCE HELP

Information and Technical Assistance

Part of the US Dept of the Interior, administrating 262 million acres of public land.

Is your contractor licensed or an unlicensed hack?  Find out.

Abusive Lending.  Know your rights.  Need a money?...a loan?  Read here first & be informed before making a decision!
Got a complaint?  File it ON-Line!

Need info on environmental concerns e.g., mold, chemical hazards...Check here.
And here:
And from environmentalists point of view:


Helping more people own homes by providing financial services/products for low-moderate-, & middle-income families to buy homes of their own.
If you're a first time home buyer, check
Homepath
for more help available to you.
A shareholder-owned corporation dedicated to making the American dream come true.
Supporting the Expansion of Affordable Housing in America.
More help for families and homeowners.


In a "flood zone"?  Get the Flood Hazard Determination Form and Instructions here.  The link takes you to the INDEX of FEMA website.


The help page alone is VERY useful for the seasoned real estate investor  & first time homeowner.  If you are planning to make your first home purchase, visit this site for FACTS.


Their primary goal is to provide accurate information to measure and compare the energy performance of window, door or skylight products.


Rural Housing Service


Finance Fundamentals
IS YOUR FINANCIAL ADVISER / BROKER LEGIT?  Check BEFORE giving any info or writing a check:

Anyone can call themselves a "financial planner".  Check here if they are certified.
You may also want to check the

Avoid painful mistakes.  Make sure your adviser is properly registered.

This is the Security market's main regulator.  This site goes beyond basic education.  You can research Individual Brokers or Firms and tips for protecting your money.

INVEST IN YOURSELF & YOUR FUTURE:
The Small Business Administration's site for an entrepreneurs online source.

Site is run by Edgar Online, the central source for any information derived from the U.S. Securities & Exchange Commission, but in a more user friendly format

Believe it... you can do just as well with Direct Investing.  Find out about DRIPs and other gloriously useful tiddle bits on making money work for you!

The company's mission?  To educate, enrich and amuse individual investors around the world.

Jack Guttentag is a Professor of Finance (now Emeritus) at the Wharton School of University of Pennsylvania.  If you're looking for mortgage/debt calculator, try LoanCalc.com.

Fair, Isaac & Co (FICO) is the credit rating score lenders use.  What's YOUR score?  See how lenders see you.  Find out how scoring works and how to improve your score.  While you're at it, check out there Calculators link ...helps you make important decisions on borrowing money!   

Its "Guru Screener" helps you find stocks using the same strategies as Peter Lynch or Ben Graham...might not always help in finding good companies, but you'll atleast be in good company while you search.

The Wall Street Journal magazine of personal business


Taxes
If you're making money, the tax man/woman cometh.  In that you can trust.

The IRS Digital Daily.  It's actually a fun way to learn about taxes.  Go to IRS' home page for downloadable tax forms and other non-fun stuff.
Then, of course, there is also the Department of Taxation State of HI
for more on taxes or go here for the IRS Topics for Individuals /
Small Business/Self Employed for a list of items that may interest you.
Then, of course, there's NOLO.

I like this site.  It has per State Tax Collection Data (Yes, I can hear it now.  "Do you have a life?!"  Sure do! ..."hmmm").  It also has current listings of States with Internet Filings.  Great site to nosey in!  OK, I've to get back to my life.  Enjoy your visit!


Oh, by the way...
...for more on finance, check out...

...since you've come this far, did you want to check on just one more source?  Get info  on Hawaii Businesses from the

...and why not check your Social Security personal earnings and benefits estimate statement if you don't get it in the mail:

...and so, the stock market dive took alot of victims and you have to resign from your retirement to go back to work?!  Some happy investors say  TIPS  was a really good move.   It's other counterpart is the Series 1 savings bond.  Click on the links to check things out!
Ready for another playground aside from the corporate world of stocks n bust?  The government can help provide diversion and may help bring in the bacon: Visit the IRS Real & Personal Property Sales and then, there's the United States Treasury Auctions to check out, too.
More?  The SBA's Property for Sale has its share of the foreclosure pie. 
The trick with these auctions are to know your prices, your maximum bid before you start and stick to it, don't get carried away,  read the BOLD and the FINE print!.

Since you're still on your online surfboard, cruise along with me to a most fascinating site.  Save the money other's will charge you to look for unclaimed property that may be due to you or your loved ones:
National Association of Unclaimed Property
(NAUPA) puts it all together at your fingertips.



Class-Action Suits
Did you know that millions of dollars from class-action suits go uncollected every year?  Experts guess-timate that nearly half of all people who are eligible for compensation never follow up. Are you one of them? 
Check the following site:
Big Class Action (go to the "class action settlements" link).  Settlements listed will direct you to the website or lawyer to go to for details on filing a claim. 
You can also check :
Stanford Law School's Securities Class Action Clearinghouse which focuses on shareholder suits.


KRIS
do your homework.  research it. make the right move
because a bad decision will cost you money.

Special interest in the areas of real estate
investment    residential   commercial
medical / office lease











       This site provides links to other websites.  If you experience problems connecting to these links or feel that a certain link should be removed, please let me know.



THE FOLLOWING INFORMATION DOES NOT CONTAIN ANY SEX or VIOLENCE.  Please read it anyway.
The information on this page and its links to other web sites are provided solely for informational purposes.  Content of websites can change at any time.  Information may, after awhile, be outdated or incomplete.  I do not endorse nor assure that the contents of the referenced sites are the same as when we last reviewed them.  Any Information derived from this page or its links to other web sites should not be construed as professsional (eg, real estate, law, tax, health...) advice.
Seek advice from your respective licensed professional, as applicable. 

Please understand that I can not be responsible for your visits or consequence of your visits through the internet.  If you have a child/children, I simply suggest you monitor his/her ventures through cyberspace.  After all, children are our future's precious commodity.  Embrace the vast potential of the internet but, as in life and your health, don't throw caution to the winds!

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Please send correspondence to my Aiea office:

Pearlridge Office Center, Suite 618
98-211 Pali Momi Street
Aiea, HI  96701-4337

or send me an  e-mail

Thanks for coming by and do visit often!

KRIS T.
business manager
Vanessa H. Fidele, MD, FAAP

independent agent
business consultant / real estate

Real Estate Companies
Oahu










Maui



 


Other Business and Consumer Info
RESOURCE HELP
Hawaii

For building permits etc.  Find out if you need one and how to go about getting one. 
City & County of Honolulu's Property Tax Diviision
provides Public Access to Property Searches , Forms and Information.

the effects of hurricane, tsunamis, floods, drought and other natural hazards.  I like it for its collection of pictures of Hawaii past.

Concise information for landlords, tenants and property managers.  Here, you'll also find Chapter 521 Residential Landlord-Tenant Code of the Hawaii Revised Statutes
 
Licensing Search provides some basic information about a licensed business or individual.
Check also:  Dept. of Commerce & Consumer Affairs (DCCA)  for more information.  You'll find links to
Regulated Industries Complaints Office (RICO)
and other useful info.
 
Search Taxpayer ID, Taxpayer Name &/or DBA Name

U.S. Geological Survey